Simple Funding

For investors

Our fund is a debt fund. It lends to real estate projects for short terms, and each loan is secured by real estate.

Request offering information
  • Short-term loans

    Capital is placed in loans with short terms rather than long-term holdings.

  • Secured by real estate

    Every loan is backed by real property.

  • Managed by Simple Funding, LLC

    Our owners are experienced real estate brokers who value, develop and finance property.

  • Rule 506(c) offering

    Open to accredited investors only. We verify accredited status before accepting an investment.

Returns and the bonus program

Our target is a 12% annual return for investors, and we would like investors to earn more. Our bonus program keeps the fund managed responsibly while passing as much upside as possible to investors. Think of the bonus as just that, a bonus. We hope to pleasantly surprise you with it.

Targets are not guarantees. Returns are not assured, and you may lose some or all of your investment. Please read the offering documents.

For borrowers

We lend against the property as it is today, up to 70% of its current value. We do not fund site work or construction, and future improvements are not counted toward the loan amount.

Apply for a loan
  1. Tell us about your project

    Share the property, budget and timeline.

  2. Get a clear offer

    We value the real estate and send simple terms.

  3. Close on property

    Funding arrives so you can start work.

Loan criteria

  • Maximum 70% loan to value or 90% loan to cost, whichever is lower
  • Short term, 6 months or less
  • Asset based, not borrower qualified

Our team

Simple Funding, LLC is owned and managed by two real estate brokers.

Clint Garner

Clint Garner

Owner

Real estate broker with 20 years of experience valuing properties, developing and investing. Has managed over $200M of real estate investments.

Pete Mittanck

Pete Mittanck

Owner

Real estate broker with 17 years in the real estate industry and a strong background in accounting and systems.

Let's talk

Investors and borrowers can reach us at the same address.

Email Simple Funding

Invest with us

Tell us a little about yourself and we will follow up.